Automotive Credit Origination Specialist
hace 1 mes
At FirstBanCorp, we strive to be a trusted advisor to our clients. Our employees play a vital role in delivering exceptional customer service and ensuring we meet the expectations of our clients.
We are seeking an experienced Automotive Credit Origination Specialist to join our team. As a key member of our Auto Credit Origination Department, you will be responsible for evaluating and performing credit decisions on auto loan applications from various sources.
The ideal candidate will possess a Bachelor's degree in Business Administration and 2-3 years of experience in consumer credit analysis, preferably in the automotive industry. A Credit Analyst Certification and Financial Statement Analysis courses would be a plus.
This role requires strong analytical thinking, decision-making capacity, and excellent communication skills. You must be able to work under pressure and have a customer-centric attitude.
The salary range for this position is estimated to be between $55,000 to $65,000 per annum, depending on your level of experience and qualifications. Additionally, you will be required to relocate to Ponce, Mayaguez, Isabela, or Quebradillas and be available to work weekends, holidays, and extended hours.
Key Responsibilities:
- Evaluate and analyze auto financing credit applications
- Make credit decisions based on established guidelines and policies
- Assist internal and external customers with their financial needs
- Prepare business results MIS reports for management
- Develop and maintain relationships with Floor Plan Dealers
Requirements:
- Bachelor's degree in Business Administration
- 2-3 years of experience in consumer credit analysis
- Strong analytical thinking and decision-making capacity
- Excellent communication and interpersonal skills
- Ability to work under pressure and have a customer-centric attitude
- Valid driver's license and a reliable vehicle
- Availability to work weekends, holidays, and extended hours
What We Offer:
- A competitive salary range of $55,000 to $65,000 per annum
- Opportunities for professional growth and development
- A dynamic and supportive work environment
- A comprehensive benefits package
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