Auto Credit Origination Specialist

hace 1 día


San Juan, San Juan, Puerto Rico First BanCorp A tiempo completo

Auto Credit Origination Specialist



At FirstBank PR, we seek a highly skilled Auto Credit Origination Specialist to join our Auto Credit Origination Department. As an Auto Credit Origination Specialist, you will be responsible for evaluating and performing credit decisions on auto loan applications.



Key Responsibilities:




  • Evaluate and analyze auto financing credit applications for retail and leasing potential clients.
  • Decide the approval or denial of auto loan credit applications in accordance to credit guidelines and policies established by the corporation.
  • Assure the fulfilling of all established credit policies and parameters through the credit application process by means of evaluation of credit reports, customer profiles, dealer negotiations, collaterals quality and demographic analysis.
  • Assist internal and external customers with their financial or business needs and loan structure. Performs client's interviews when needed.
  • Submit business results MIS for management on a daily or monthly basis.
  • Prepare dealer production and performance reports as requested.
  • Contribute to the development of Floor Plan Dealers business relationship.


Requirements:




  • Bachelor's degree in business administration with two to three years of experience in consumer credit analyst, preferable in the automobile industry. Also, is preferable but not compulsory, a Credit Analyst Certification and Financial Statement Analysis courses. Or the equivalent combination of Education and Experience needed to be able to perform the functions of this job.
  • The position requires having automobile in good conditions and valid license in the corresponding state.
  • Route: Ponce, Mayaguez, Isabela, Quebradillas
  • Available to work on weekends, holydays and extended hours.
  • Write, speak and comprehend English and Spanish.
  • Strong analytical thinking capacity.
  • Financial Statement Analysis knowledge.
  • Federal and local regulations awareness.
  • Decision making capacity.
  • Customer Service oriented attitude.
  • Knowledge of Word and Excel Processing software, Spreadsheet software.
  • Interpersonal communication skills.
  • Ability to work under pressure.
  • The employee must have the availability to report to work to the assigned dealer within the Island and VI.
  • Job is exposed to varying weather conditions when visiting clients.


First Bank Puerto Rico is a proud to be an Equal Employment Opportunity Employer and takes affirmative action to employ Women, Protected Veterans, People with Disabilities and Minorities regardless of gender identity, sexual orientation, and any other legally protected status.


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