Advisor, Commercial Credit

hace 2 meses


San Juan, Puerto Rico Oriental A tiempo completo
The Advisor, Commercial Credit (Credit Analyst) primarily contributes to the overall management and profitability of the Bank's Corporate & Institutional loan portfolios via adequate adjudication of related credits, within the Bank's Credit Policies and in compliance with local, state, federal regulations, and the established underwriting guidelines under appropriate authority level. This position will be working hybrid and is based in Oriental Center building, San Juan, PR.

Main Duties & Responsibilities:

Portfolio management and monitoring planning by setting priorities according to the strategy defined by customer, deadlines for reviews and any other parameters to be determined. Effectively manage the portfolio at an acceptable level of risk. Avert losses and delinquency within assigned portfolio. Maintain a complete and updated credit file in compliance with Bank’s policies, laws, and regulations. Manage and carry out an effective monitoring of the existing portfolio assigned to another Credit Officer, as requested by the Credit Manager. Perform analysis of credit applications for existing and new borrowers referred by the Business Unit and providing recommendations on a proficient manner. Review Credit Referral and accompanied documentations for completeness and prepare a preliminary question and pending items list. Prepare a complete and adequately supported credit proposal in compliance with Bank’s policy and regulations. Attend Credit Committees meetings and discuss credit presentation and recommendation. Communicate and refer credit approval/file to the Business and Closing Unit on a timely manner. Review commitment letters, and loan agreement for accuracy and adherence to credit approval. Carry out an effective monitoring plan of the existing loan portfolio and ascertain compliance with loan agreement and Banks’ policy. Maintain evidence of the monitoring plan and results. Notify any deviation and establish an action plan. Review risk ratings and propose changes as applicable. Review auditors reports and address findings. Prepare monitoring reports according to customer’s risk rating on a timely manner. Perform periodic site visits to monitor customers’ operations in coordination with Business Unit and prepare a Credit File Memo summarizing results. Discuss and attend committees meeting and follow up final recommendations. Other duties may be assigned.

Minimum Requirements:

Bachelor’s degree in Business Administration, Finance or related field required. Five (5) years of credit analysis experience and banking required. One (1) year of experience in Corporate and Institutional segment preferred.  Minimum education and experience required can be substituted with the equivalent combination of education, training and experience that provides the required knowledge skills and abilities. Strong experience and knowledge in the review of legal and closing documentation related to commercial loans required.  Commercial banking products knowledge and experience highly required. Excellent computer skills, including Microsoft Office (Word, Excel, Power Point) required. Excellent interpersonal skills, customer service and ability to work effectively with internal clients, and staff. Analytical, proactive problem solving, organized, detail oriented and able to multitask observing the defined quality standards. Excellent written and verbal communication skills in Spanish & English required.

#Li-Hybrid



  • San Juan, Puerto Rico Oriental A tiempo completo

    The Advisor, Business Development is primarily responsible for the acquisition of new customers through the sale of commercial loans, commercial deposits, cash management services and Point of Sales and investment referrals and the expansion of the relationships of these customers. Implement effective strategies to support the attraction and retention of...

  • Credit Analyst

    hace 2 meses


    San Juan, Puerto Rico Popular A tiempo completo

    At Popular, we offer a wide variety of services and financial solutions to serve our communities in Puerto Rico, United States & Virgin Islands. As employees, we are dedicated to making our customers dreams come true by offering financial solutions in each stage of their life. Our extensive trajectory demonstrates the resiliency and determination of our...

  • Beauty Advisor

    hace 3 meses


    San Juan, Puerto Rico Sephora A tiempo completo

    : Regular Beauty Advisor As a Beauty Advisor, you are a key team member who inspires and helps our customers become the best version of themselves. You are encouraged to explore, create emotional connections, and help customers discover our amazing Beauty Selection. Reimagine your future with Sephora. Your responsibilities include Creating Amazing...


  • San Juan, Puerto Rico Popular Bank A tiempo completo

    General Description This position is responsible for the overall management of a designated portfolio in the Commercial Banking Center for ensuring proper analysis of commercial loan applications and/or renewals with emphasis placed on compliance with all regulations and underwriting according to the bank’s policies and procedures. The incumbent will...


  • San Juan, Puerto Rico Popular Bank A tiempo completo

    General Description The Category and Sourcing Advisor is responsible for planning and executing the strategic activities that support the procurement of goods and services defined within categories. These activities include monitoring the market for new or updated capabilities; working closely with the bank’s businesses to understand their...

  • Category/Sourcing Advisor

    hace 3 semanas


    San Juan, Puerto Rico Popular Bank A tiempo completo

    General Description The Category and Sourcing Advisor is responsible for planning and executing the strategic activities that support the procurement of goods and services defined within categories. These activities include monitoring the market for new or updated capabilities; working closely with the bank’s businesses to understand their...


  • San Juan, Puerto Rico Popular Bank A tiempo completo

    General Description Analyze business results and processes to support Division’s goals and achievements. Manage all aspects of Division’s projects coordination and completion with accountability and according to outlined scope, budget, and timeline. Essential Duties and Responsibilities Analyze monthly costs and operational expenses...


  • San Juan, Puerto Rico Popular Bank A tiempo completo

    General Description Analyze business results and processes to support Division’s goals and achievements. Manage all aspects of Division’s projects coordination and completion with accountability and according to outlined scope, budget, and timeline. Essential Duties and Responsibilities Analyze monthly costs and operational expenses...


  • San Juan, Puerto Rico Popular A tiempo completo

    General DescriptionAnalyze business results and processes to support Division’s goals and achievements.  Manage all aspects of Division’s projects coordination and completion with accountability and according to outlined scope, budget, and timeline.Essential Duties and ResponsibilitiesAnalyze monthly costs and operational expenses and revenues against...


  • San Juan, Puerto Rico Elevance Health A tiempo completo

    Job Description : A proud member of the Elevance Health family of companies, Carelon Global Solutions, formerly Legato Health Technologies is a managed service delivery organization, providing information technology and business operations services for health plans. Credit & Collections Specialist Location: This position will work a hybrid model...


  • San Juan, Puerto Rico Popular A tiempo completo

    Job TypeFull Time ExemptGeneral DescriptionResponsible for providing expertise and assistance in both, the small business and consumer segment and will also identify referral opportunities for other partners and lines of business. Essential Duties and Responsibilities•    Actively contact existing and prospective clients to develop and maintain...


  • San Juan, Puerto Rico Popular Bank A tiempo completo

    General Description Responsible for providing expertise and assistance in both, the small business and consumer segment and will also identify referral opportunities for other partners and lines of business.  Essential Duties and Responsibilities • Actively contact existing and prospective clients to develop and maintain profitable client...

  • Senior Business Analyst 1

    hace 3 semanas


    San Juan, Puerto Rico Popular Bank A tiempo completo

    General Description The Senior Business Analyst is responsible for collaborating with stakeholders and SME’s (, ITO, Digital, Transformation, Retail, Commercial) in the definition, development, and implementation of digital solutions and tools (Salesforce and DocuSign) across the commercial credit segments, lead the efforts for process improvements...

  • Senior Business Analyst 1

    hace 3 semanas


    San Juan, Puerto Rico Popular A tiempo completo

    Job TypeFull Time ExemptGeneral DescriptionThe Senior Business Analyst is responsible for collaborating with stakeholders and SME’s (e.g. Regions, ITO, Digital, Transformation, Retail, Commercial) in the definition, development, and implementation of digital solutions and tools (Salesforce and DocuSign) across the commercial credit segments, lead the...


  • San Juan, Puerto Rico Popular Bank A tiempo completo

    General Description Develops, interprets, and implements complex statistical, financial and accounting concepts, or techniques, for predictive modeling and reporting related to credit risk measurement and monitoring. Essential Duties and Responsibilities • Apply statistical theory and methods to collect, organize, interpret, and summarize...


  • San Juan, Puerto Rico Popular Bank A tiempo completo

    General Description Develops, interprets, and implements complex statistical, financial and accounting concepts, or techniques, for predictive modeling and reporting related to credit risk measurement and monitoring. Essential Duties and Responsibilities • Apply statistical theory and methods to collect, organize, interpret, and summarize...


  • San Juan, Puerto Rico Popular A tiempo completo

    Full Time PositionHybrid from San Juan, PRGeneral DescriptionDevelops, interprets, and implements complex statistical, financial and accounting concepts, or techniques, for predictive modeling and reporting related to credit risk measurement and monitoring. Essential Duties and Responsibilities•    Apply statistical theory and methods to collect,...


  • San Juan, Puerto Rico Popular A tiempo completo

    Job TypeFull Time OpportunityGeneral DescriptionThe Category and Sourcing Advisor is responsible for planning and executing the strategic activities that support the procurement of goods and services defined within categories. These activities include monitoring the market for new or updated capabilities; working closely with the bank’s businesses to...

  • Tax Senior

    hace 4 meses


    San Juan, Puerto Rico Deloitte A tiempo completo

    Position Summary Our Global Investment and Innovation Incentives (“Gi3”) practice provides our clients a broad range of government credits and incentives (“C&I”) services across more than 150 countries and regions worldwide. With over 1,000 practitioners, the Gi3 tax team is a national team of specialists dedicated to providing comprehensive...


  • San Isidro, Puerto Rico United Ag & Turf A tiempo completo

    United Ag & Turf is a John Deere Dealership with multiple locations across Texas, Oklahoma, Arkansas, and New Mexico. United Ag & Turf serves customers in a variety of industries such as commercial, construction, agricultural, as well as, consumers. United Ag & Turf strives for exceptional customer experience throughout all our locations and departments...