Advisor, Commercial Credit
hace 5 meses
Main Duties & Responsibilities:
Portfolio management and monitoring planning by setting priorities according to the strategy defined by customer, deadlines for reviews and any other parameters to be determined. Effectively manage the portfolio at an acceptable level of risk. Avert losses and delinquency within assigned portfolio. Maintain a complete and updated credit file in compliance with Bank’s policies, laws, and regulations. Manage and carry out an effective monitoring of the existing portfolio assigned to another Credit Officer, as requested by the Credit Manager. Perform analysis of credit applications for existing and new borrowers referred by the Business Unit and providing recommendations on a proficient manner. Review Credit Referral and accompanied documentations for completeness and prepare a preliminary question and pending items list. Prepare a complete and adequately supported credit proposal in compliance with Bank’s policy and regulations. Attend Credit Committees meetings and discuss credit presentation and recommendation. Communicate and refer credit approval/file to the Business and Closing Unit on a timely manner. Review commitment letters, and loan agreement for accuracy and adherence to credit approval. Carry out an effective monitoring plan of the existing loan portfolio and ascertain compliance with loan agreement and Banks’ policy. Maintain evidence of the monitoring plan and results. Notify any deviation and establish an action plan. Review risk ratings and propose changes as applicable. Review auditors reports and address findings. Prepare monitoring reports according to customer’s risk rating on a timely manner. Perform periodic site visits to monitor customers’ operations in coordination with Business Unit and prepare a Credit File Memo summarizing results. Discuss and attend committees meeting and follow up final recommendations. Other duties may be assigned.Minimum Requirements:
Bachelor’s degree in Business Administration, Finance or related field required. Five (5) years of credit analysis experience and banking required. One (1) year of experience in Corporate and Institutional segment preferred. Minimum education and experience required can be substituted with the equivalent combination of education, training and experience that provides the required knowledge skills and abilities. Strong experience and knowledge in the review of legal and closing documentation related to commercial loans required. Commercial banking products knowledge and experience highly required. Excellent computer skills, including Microsoft Office (Word, Excel, Power Point) required. Excellent interpersonal skills, customer service and ability to work effectively with internal clients, and staff. Analytical, proactive problem solving, organized, detail oriented and able to multitask observing the defined quality standards. Excellent written and verbal communication skills in Spanish & English required.#Li-Hybrid
-
Advisor, Business Development
hace 5 meses
San Juan, Puerto Rico Oriental A tiempo completoThe Advisor, Business Development is primarily responsible for the acquisition of new customers through the sale of commercial loans, commercial deposits, cash management services and Point of Sales and investment referrals and the expansion of the relationships of these customers. Implement effective strategies to support the attraction and retention of...
-
Commercial Credit Portfolio Manager
hace 2 semanas
San Juan, San Juan, Puerto Rico Popular Bank A tiempo completoJob Description:This role is responsible for the management of a designated portfolio in the Commercial Banking Center, ensuring proper analysis of commercial loan applications and renewals. The incumbent will provide day-to-day support to the Commercial Banking Center team members and act as a liaison to other areas of the bank.Key Responsibilities:Analyze...
-
Commercial Banking Credit Specialist
hace 2 semanas
San Juan, San Juan, Puerto Rico Popular A tiempo completoAbout the CompanyPopular, Puerto Rico's leading financial institution, has been evolving since its founding over a century ago. From a small bank to a large corporation offering various services and financial solutions, Popular has developed a wide presence in the United States, the Caribbean, and Latin America.Salary EstimateWe offer an attractive salary...
-
Oriental Commercial Credit Portfolio Manager
hace 1 mes
San Juan, San Juan, Puerto Rico Oriental A tiempo completoJob SummaryThe Credit Analyst, Commercial Credit (Credit Analyst) is a critical role within the Bank's Corporate & Institutional loan portfolios, responsible for the overall management and profitability of these portfolios. This position requires a strong understanding of credit policies, regulations, and underwriting guidelines.Portfolio Management: Plan...
-
Commercial Credit Portfolio Manager
hace 4 semanas
San Juan, San Juan, Puerto Rico Oriental A tiempo completoAbout the RoleWe are seeking a seasoned Commercial Credit Portfolio Manager to join our team at Oriental in San Juan, PR. As a key member of our Corporate & Institutional loan portfolio management team, you will play a vital role in ensuring the overall profitability and risk management of our loan portfolios.Key ResponsibilitiesDevelop and implement...
-
Senior Credit Analyst
hace 2 meses
San Juan, San Juan, Puerto Rico Oriental A tiempo completoJob SummaryThe Senior Credit Analyst, Commercial Credit will contribute to the overall management and profitability of the Bank's Corporate & Institutional loan portfolios by providing expert credit analysis and risk assessment. This role will work closely with the Credit Manager to develop and implement effective credit strategies and policies.Key...
-
Credit Analyst Specialist
hace 4 semanas
San Juan, San Juan, Puerto Rico Popular Bank A tiempo completoJob Description:This position is a key part of our Commercial Banking Center team, responsible for managing commercial loan applications and renewals. The Credit Analyst will work closely with the team to ensure compliance with regulations and underwriting according to bank policies.Key Responsibilities:Research and analyze financial information to assess...
-
Automotive Credit Origination Specialist
hace 4 semanas
San Juan, San Juan, Puerto Rico First BanCorp A tiempo completoAt FirstBanCorp, we strive to be a trusted advisor to our clients. Our employees play a vital role in delivering exceptional customer service and ensuring we meet the expectations of our clients.We are seeking an experienced Automotive Credit Origination Specialist to join our team. As a key member of our Auto Credit Origination Department, you will be...
-
Beauty Advisor
hace 6 meses
San Juan, Puerto Rico Sephora A tiempo completo: Regular Beauty Advisor As a Beauty Advisor, you are a key team member who inspires and helps our customers become the best version of themselves. You are encouraged to explore, create emotional connections, and help customers discover our amazing Beauty Selection. Reimagine your future with Sephora. Your responsibilities include Creating Amazing...
-
Commercial Banking Portfolio Manager
hace 4 semanas
San Juan, San Juan, Puerto Rico Popular A tiempo completoAbout the RoleWe are seeking an experienced Commercial Banking Portfolio Manager to join our team at Popular, Puerto Rico's leading financial institution. This role is responsible for the overall management of a designated portfolio in the Commercial Banking Center, ensuring proper analysis of commercial loan applications and renewals while adhering to all...
-
Corporate Legal Advisor
hace 1 mes
San Juan, San Juan, Puerto Rico First BanCorp A tiempo completoCorporate Legal AdvisorAt FirstBank Puerto Rico, we are seeking a highly skilled Corporate Legal Advisor to join our team. As a key member of our legal department, you will provide legal counsel and support to our business units, ensuring compliance with all relevant laws and regulations.Key Responsibilities:Provide legal advice and support to our business...
-
Senior Business Analyst for Commercial Lending
hace 4 semanas
San Juan, San Juan, Puerto Rico First BanCorp A tiempo completoJob Summary:">We are seeking a highly skilled Senior Business Analyst to join our team in First BanCorp. As a key member of our Commercial Credit Administration Unit, you will play a crucial role in overseeing the functional and business administration of our Salesforce and nCino LOS platforms.About the Role:">The ideal candidate will have a strong...
-
Credit Analyst | San Juan Region
hace 4 semanas
San Juan, Puerto Rico Popular Bank A tiempo completoGeneral Description This position is responsible for the overall management of a designated portfolio in the Commercial Banking Center for ensuring proper analysis of commercial loan applications and/or renewals with emphasis placed on compliance with all regulations and underwriting according to the bank’s policies and procedures. The incumbent will...
-
Credit Analyst | San Juan Region
hace 4 semanas
San Juan, Puerto Rico Popular A tiempo completoJob TypeFull Time Non-ExemptGeneral DescriptionThis position is responsible for the overall management of a designated portfolio in the Commercial Banking Center for ensuring proper analysis of commercial loan applications and/or renewals with emphasis placed on compliance with all regulations and underwriting according to the bank’s policies and...
-
Credit Risk Resolution Specialist
hace 1 mes
San Juan, San Juan, Puerto Rico Elevance Health A tiempo completoJob Summary:Credit & Collections Specialist plays a crucial role in ensuring timely payment of health insurance premiums and claims. This position is responsible for collection activities related to past due health insurance premiums and/or past due health insurance claims.Key Responsibilities:Follow established guidelines to collect past due insurance...
-
Credit and Debt Recovery Specialist
hace 1 mes
San Juan, San Juan, Puerto Rico Elevance Health A tiempo completoJob DescriptionA key member of the Elevance Health team, the Credit and Collections Specialist plays a vital role in managing past due health insurance premiums and claims.Key Responsibilities:Follow established guidelines to collect past due insurance premiums and claims.Research the validity of past due and disputed debts.Generate demand letters and...
-
Business Analyst | Commercial Credit
hace 2 meses
San Juan, Puerto Rico Popular Bank A tiempo completoGeneral Description Analyze business results and processes to support Division’s goals and achievements. Manage all aspects of Division’s projects coordination and completion with accountability and according to outlined scope, budget, and timeline. Essential Duties and Responsibilities Analyze monthly costs and operational expenses...
-
Business Analyst | Commercial Credit
hace 4 meses
San Juan, Puerto Rico Popular Bank A tiempo completoGeneral Description Analyze business results and processes to support Division’s goals and achievements. Manage all aspects of Division’s projects coordination and completion with accountability and according to outlined scope, budget, and timeline. Essential Duties and Responsibilities Analyze monthly costs and operational expenses...
-
Business Analyst | Commercial Credit
hace 4 meses
San Juan, Puerto Rico Popular A tiempo completoGeneral DescriptionAnalyze business results and processes to support Division’s goals and achievements. Manage all aspects of Division’s projects coordination and completion with accountability and according to outlined scope, budget, and timeline.Essential Duties and ResponsibilitiesAnalyze monthly costs and operational expenses and revenues against...
-
Credit & Collections Specialist
hace 6 meses
San Juan, Puerto Rico Elevance Health A tiempo completoJob Description : A proud member of the Elevance Health family of companies, Carelon Global Solutions, formerly Legato Health Technologies is a managed service delivery organization, providing information technology and business operations services for health plans. Credit & Collections Specialist Location: This position will work a hybrid model...