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Senior Credit Analyst

hace 4 semanas

San Juan, San Juan, Puerto Rico Ace Hardware Corporation A tiempo completo
About This Role

The Senior Credit Analyst will be responsible for advanced financial statement analysis, member application preparation, order release facilitation, retailer loan underwriting, and collection effort management for a multi-million-dollar portfolio of retail store accounts. This critical finance role will identify and mitigate risk for the portfolio and protect the Cooperative from financial losses.

Key Responsibilities
  • Analyze and decide on new member applications within designated authority and territory
  • Underwrite loan applications within designated territory
  • Determine appropriate credit limits within designated authority and territory
  • Disposition blocked retailer orders timely and in line with the retailer's risk profile
  • Establish payment plans to resolve retailer past due balances
Requirements

The ideal candidate will be a finance or accounting professional with exceptional attention to detail, excellent financial statement analysis and risk assessment skills, and strong communication skills. The candidate will also have a strong work ethic, be self-motivated, and able to work effectively within various deadlines and time constraints.

Preferred Qualifications

A four-year business degree in finance, economics, or accounting is preferred. Familiarity with business and credit laws and prior experience working with legal contracts is also a plus.

Why Ace Hardware Corporation?

Ace Hardware Corporation is committed to a policy of promoting equal employment opportunities. We recognize the importance of diversity and leveraging the skills and talents of all people to the mutual advantage of each individual and the organization. We are an equal opportunity employer and welcome applications from diverse candidates.