Commercial Real Estate Underwriter/Portfolio Manager
hace 2 semanas
Commercial Real Estate Underwriter/Portfolio Manager
About the Role:We are seeking a highly skilled Commercial Real Estate Underwriter/Portfolio Manager to join our team. As a key member of our underwriting team, you will be responsible for underwriting, analyzing, and preparing credit memos for new and existing business. You will also review, analyze, and evaluate risks associated with new or existing business and determine appropriate terms and conditions for coverages and rates for program profitability.
Key Responsibilities:- Underwrite, analyze, and prepare credit memos for new and existing business
- Review, analyze, and evaluate risks associated with new or existing business
- Determine appropriate terms and conditions for coverages and rates for program profitability
- Manage and service a portfolio of existing loan relationships
- Expand and build relationships with customers
- Ensure financial statements are spread and analyzed
- Monitor collateral requirements, loan structuring and pricing, credit analysis, and credit performance
- Assist with loan presentations
- Report on loans, including past dues, documentation and collateral exceptions, financial performance updates, portfolio profitability, and risk grades
- Bachelor's Degree or equivalent work experience in Finance, Accounting, Management, Economics, or equivalent field (Req)
- Master's Degree in Finance, Accounting, Management, Economics, or equivalent field (Pref)
- 9+ years of hands-on CRE underwriting, financial analysis, structuring, and portfolio management experience
- Skilled in proposing and negotiating credit and covenant structures
- Comfortable in customer contact situations
- Demonstrated practical and conceptual knowledge of credit and risk analysis
- Demonstrated knowledge in financial modeling
- Able to assist RM's on how to structure the credit relationship
- Competency in independently reaching conclusions and forming a clear view of credit structure and business risk to the organization
- Solid understanding of industry nuances applicable to the credits contained within the group's portfolio
- Strong communication skills and ability to influence others
Frequent minimal physical effort such as sitting, standing, and walking. Occasional moving and lifting equipment and furniture is required to support onsite and offsite meeting setup and teardown. Physically capable of lifting up to fifty pounds, able to bend, kneel, climb ladders.
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