Senior Financial Analyst
hace 4 semanas
Buscojobs Puerto Rico is seeking a highly skilled Senior Financial Analyst to join our team. As a Senior Financial Analyst, you will play a critical role in credit risk management, financial reporting, and analysis.
Key Responsibilities:- Manage loan data systems to collect, validate, organize, and analyze data to summarize into key reports, including information on key credit risk metrics, such as credit limits, loan growth, delinquencies, classified assets, portfolio concentration, among others.
- Prepare a wide range of credit risk reports and presentations for the Board of Directors, Senior Management, and regulators.
- Review of monthly or quarterly credit risk reporting metrics. Research and analyze credit metric trends and emerging risks. Develops insightful, value-added analyses with detailed explanations regarding drivers of those results.
- Timely and accurate internal and external reporting, meeting accounting and stakeholders' requirements, and with robust documentation and audit trails practices.
- Liaise with business units and Credit Risk departments to ensure the integrity of the credit risk KRIs, such as delinquencies, NPLs (non-performing loans), LMFDs (loans with financial difficulties), NCOs (net charge-offs), among others.
- Liaise with Comptroller's Division to ensure reporting standards conform with regulatory guidance and internal controls.
- Take advantage of the digital transformation and tools available to build more efficient reports.
- Bachelor's degree in Business, Finance, or Accounting or related field required.
- At least four years of related experience.
- Banking experience in credit risk, financial analysis, portfolio management, and/or accounting tasks is preferred.
- Understanding of loan applications: CL2000, IDA, ILS, MSP, CLIS, is a must.
- Strong knowledge in work related to portfolio monitoring and analysis, credit quality measurement and reporting.
- Advanced knowledge in Excel, PowerPoint, Power BI, Word, SharePoint, and Outlook.
- Strong proficiency in financial analysis and general accounting to evaluate and interpret credit risk information.
- Demonstrated analytical, decision-making, and effective problem-solving skills.
- Strong ability to interpret information and visually display the message in presentation form to facilitate strategic communication to the BOD and Senior Management, among others.
- Knowledge of credit processes and accounting.
- Knowledge in database extraction and reports generation system.
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