Commercial Credit Expert

About the Role

We are seeking a highly skilled Commercial Credit Expert to join our team at El Comeback, a leading financial services multinational company.

The ideal candidate will be responsible for evaluating commercial credit requests, renewals, and modifications while ensuring compliance with credit policies and managing risks.

Responsibilities:

• Evaluate financial data and compile documentation for commercial credit requests, renewals, and modifications, ensuring completeness and alignment with corporate standards.
• Analyze non-financial information to identify potential risks and develop recommendations on structure, terms, and conditions.
• Bilateralize relationships with internal teams and clients to ensure efficient communication on credit-related matters.
• Monitor portfolio performance and assess credit risk trends, addressing potential issues to minimize exposure.
• Develop key performance metrics and credit proposals for senior management and decision-making forums.
• Maintain and update policies and procedures to align with regulatory requirements and corporate standards.
• Oversee documentation, closing, and funding processes for transactions, ensuring efficiency and effective risk mitigation.
• Manage compliance audits and implement corrective action plans as necessary.
• Prepare comprehensive credit packages for presentations, clearly communicating request details and associated risks along with recommendations.

About Us

This role is part of our effort to attract top talent and drive business growth in the financial sector.