Financial Planning Specialist
hace 5 días
Job Summary:
We are seeking a highly skilled Financial Analyst to join our team at Popular Bank. As a key member of our credit team, you will play a crucial role in analyzing financial data, preparing projections and financial models, and summarizing findings to support business decisions.
Responsibilities:
- Develop integrated financial statement analyses using our spreading system.
- Obtain, enter, review, and analyze data to be used in our underwriting process.
- Effectively identify, understand, and explain relevant fluctuations and trends.
- Prepare projections and forecasts.
- Agilely model financial scenarios (base case/stressed case).
- Articulate and efficiently prepare reports and presentations related to financial and/or industry matters.
- Analyze periodically client's financial info and monitor compliance with loan covenants.
- Research and summarize macroeconomic and industry information and trends.
- Identify key data to be used in underwritings and industry analyses.
- Assess possible impact of this information on clients.
- Maintain updated databases in a reliable and efficient fashion.
- Maintain credits file complete and in compliance.
- Efficiently coordinate and monitor with Commercial Credit Operational Support Unit.
- Assist in all administrative and regulatory aspects of the credit portfolio.
- Bring suggestions to improve structuring alternatives to new credits and provide insightful inputs to possible structures.
Requirements:
- Bachelor's Degree in Finance or Accounting.
- At least two years' experience in credit and financial analytical tasks.
- Excellent analytical skills.
- Effective identifying fluctuations and situations.
- Deep knowledge of financial analysis tools (Excel, etc.), and analytical approaches (horizontal analysis, ratio analysis, etc.).
- Excellent research and reporting skills.
- Excellent oral and written communication skills, both in English and Spanish.
- Excellent interpersonal skills and strong teamwork spirit.
- Ability to work under pressure and meet deadlines.
- Excellent organizational skills to handle multiple tasks simultaneously.
- MS Office domain: Excel, Word, PowerPoint, and Outlook.
Values:
Passion for People
Succeed Together
Own Every Moment
Build the Future
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